Syafitri, Herliana, and Amirudin Amirudin. “Pengaruh Capital Adequacy Ratio (CAR) Dan Loan to Deposit Ratio (LDR) Terhadap Return On Asset (ROA) Pada PT. Bank Tabungan Negara, Tbk Tahun 2013 - 2023”. Jurnal Ilmiah Multidisipin 3, no. 1 (January 31, 2025): 16–23. Accessed April 19, 2026. https://ejournal.lumbungpare.org/index.php/jim/article/view/784.